From the blowout of express transportation demand, we can see the huge volume of logistics market in China. At present, with the rapid development of the Internet economy, logistics finance, a new industry, has gradually become the outlet of capital entry layout for all parties, and financial leasing industry is no exception.
There are rental companies in the industry to enter this market, or to provide financing services for transport enterprises in the logistics transport market, or to provide a set of integrated service solutions for small and medium-sized enterprises in the logistics industry supply chain, in order to find a foothold of differentiated business in the logistics financial market.
"Leasing + Logistics Finance" has a good development space
As a new compound industry, logistics has created more opportunities for the development of manufacturing, industry, financial industry and other peripheral industries. He Dengcai, vice president of China Federation of Logistics and Purchasing, said that improving the integration of logistics and manufacturing, industry, financial industry and other related industries would be conducive to promoting the rapid development of logistics industry to high-quality development.
Among them, "Finance + Logistics" is a popular new outlet in the industry. Cui Xuejian, director of Modern Logistics Research Center of Shanghai University, said that the core force of logistics development must be finance. Taking "trade + logistics" as the core and superimposing financial services, we can build an ecological circle of supply chain financial logistics services, thus providing unified, efficient and one-stop logistics supply chain services for customers in the market.
Industry insiders believe that the combination of financial leasing and logistics industry can not only help to build a modern logistics financial services ecosystem, but also promote the innovation and upgrading of leasing business.
Wang Junfeng, assistant president of CITIC International Logistics Finance Leasing Co., Ltd., believes that in recent years, homogenization competition in the leasing industry has become increasingly fierce, and innovative business models and categories have become the common demand of the industry. It should be noted that the characteristics of leasing not only lie in financing, but also have multiple functions such as trade, investment and financing promotion. To enter the field of logistics, it can better reflect the characteristics of asset management and trade management of leasing, thus bringing a new profit model for leasing companies.
According to the statistics of the Ministry of Commerce, the top five are energy, transportation equipment, infrastructure and real estate, general mechanical equipment and industrial equipment, which all involve the real industry. Industry insiders said that logistics itself is a complex industry, and transportation is a very important sector in the leasing industry. From this, we can see that financial leasing has a huge development space in the logistics industry.
Finding the Segmented Market and Deepening Business
For leasing companies, whether it is logistics real estate, logistics park, logistics data infrastructure, logistics transportation and other basic markets, or logistics cold chain, logistics intelligence (automatic sorting equipment) and other specialized market segments, can become the focus of business layout.
Storage Xuejian said that the logistics industry market itself is very broad, to do a good job in the field of logistics leasing business, industry enterprises need to find specific directions, business in-depth, careful.
Logistics transportation is the main position for leasing companies to do logistics finance. Among them, the segment market of commercial vehicle finance is a blue sea. Renters in Deep Farming Commercial Vehicle Market say that the domestic commercial vehicle market currently has only 50% financial penetration, which is far below 90% of the mature international market and needs to be developed.
Some leasing companies have continued to make efforts in this sub-area of transport capacity, such as entering the after-vehicle financial market and the trunk logistics market, providing full-cycle, multi-scenario financial services for the upstream and downstream of the commercial vehicle industry chain, and opening up the supply chain of transport capacity. For example, Shiqiao Group, which focuses on trunk logistics finance, has provided financial product services to nearly 120,000 truck drivers. Through linking tens of thousands of drivers, Shiqiao Group provides transportation services to domestic first-line e-commerce, express, express and third-party logistics companies.
In addition, SMEs'logistics supply chain market is also a sub-market that can be cut into. According to Xuejian, the financing needs of small and medium-sized enterprises in China have not been well met. In the supply chain of manufacturing logistics for small enterprises, financial leasing has great potential. For example, the mode of "one town, one village and one product" formed by small commodity manufacturing in Yiwu has resulted in the fragmentation of logistics. When a certain enterprise scale is developed, the commodity manufacturing industry chain needs strong logistics chain and supply chain to support it. The leasing company can effectively control capital flow, logistics and information flow, and supply them. The upstream suppliers and downstream distributors of the chain dock to provide targeted financing services or goods hoarding services, thereby improving the overall efficiency of the industrial chain.
Science and Technology as the Key to Promoting Service Effectiveness
Wang Ming, director of the National Development and Reform Commission's Integrated Transport Research Institute, said that financial logistics will accelerate the "spring" that drives the development of logistics industry. But this "spring" won not by "quantity", but by "quality" and "quantity" simultaneously. In the evolution of logistics industry to high-end, informatization, integration, integration and ecology, it is necessary to extend the industrial chain and enhance the value chain by means of technology.
For financial leasing, it is equally important to improve the service capability of logistics financial supply chain by means of informatization. Some insiders said that the current pursuit of financial interests, to a certain extent, is not satisfied by the current logistics and its system. Financing cost and operation cost of financial leasing are not low. In addition, there will be some defaults in the field of logistics finance. Therefore, when leasing enters the logistics industry, we need to grasp the essence and cost of the industry. Through modern information technology to reduce operating costs, enhance the ability of wind control, help to support leasing companies to better carry out logistics financial business.
Xuejian said that science and technology can improve and enhance logistics supply chain services. Through the combination of Internet of Things, artificial intelligence, big data and block chain technology, the transaction credit and supervisory credit are increased, the execution process of logistics orders, supervisory objects and supervisory management information are visualized, and the problems are solved by visualization, traceability and controllability.
For example, Shiqiao Group, through the use of big data, mobile interconnection technology and other construction of a set of mobile interconnection IT system, the company's main business from customers to submit applications, salesperson surveys and loans, after-loan management and services, all completed in the mobile terminal APP. It is understood that in order to build an industry-leading intelligent logistics platform, Shiqiao will focus on improving the innovative capabilities of intelligent data wind control and industry and finance services, and in July 2018, it will cooperate with Baidu in the aspects of wind control model construction, data flow quotation, and providing intelligent services for truck drivers and dealers.
